Public Liability Policy

This policy protects the policyholder:

  • In respect of legal liability to third parties for accidental bodily injury to any person, death and disease or illness
  • Against loss or damage to material property for which the insured may be held liable and occurring during the period of insurance
  • For obstruction, trespass, nuisance or interferences with any right of way, light or water which may arise out of and in connection with the business of the policy holder.
  • The policy also pays for a claimants’ cost and expenses, including expenses incurred with the written consent of the insurer and the cost of representation.